Undergraduate scholarships and graduate fellowships are forms of aid that help students pay for their education. Unlike student loans, scholarships and fellowships do not have to be repaid. Free college scholarships range from $100 to $100,000. More than 1.3 million scholarships totaling $3 billion dollars are offered. There’s a college scholarship waiting for you.
Best Opportunities for Free College Scholarships for Students
Average students often ask if there are any scholarships available to students who don't have an A+ average. Yes, there are many college scholarships for average students that don’t emphasize academic merit. There are also many community service scholarships. Some scholarships and fellowships target students with special qualifications, such as academic, athletic or artistic talent. Awards are also available for students who are interested in particular fields of study, students who are members of underrepresented groups, who live in certain areas of the country or who demonstrate financial need. Scholarships are offered on the basis of your career goal, major, academics, your intended college, your financial need, public service, talent, athletics, leadership, religion, and ethnicity.
College alumni and other private scholarship sponsors occasionally establish scholarships programs with curious and original eligibility requirements, such as a scholarship for left-handed students. These offbeat scholarships might be just what you’re looking for.
You do not pay income tax on scholarship money that is used for tuition, fees and books. However, a scholarship may reduce the amount of other financial aid you can receive. Your school’s financial aid director can provide more information.
Best Famous Free College Scholarship Programs
Here are a few generous college scholarship programs to pique your interest. The most prestigious scholarships and fellowships attract a lot of attention because they are large and well-advertised. America's Junior Miss
Canada Merit Scholarship Foundation
Canadian Millennium Scholarship
Chevening Scholarship
Commonwealth Scholarship
Congress-Bundestag Youth Exchange
Families of Freedom Scholarship Fund
Fulbright Program
Gates Scholarship
George J. Mitchell Scholarship
Goldman Sachs Global Leaders
Jack Kent Cooke Foundation Marshall Scholarship
Miss America Scholarship Program
National Merit Scholarship
Naval Reserve Officers Training Corps
President's Scholar
Rhodes Scholarship
Rotary Ambassadorial Scholarship
Samsung Global Scholarship Program
Truman Scholarship
United Negro College Fund
World Bank Scholarship
Search for Free Local College Scholarships
There are millions of scholarships offered in communities around the country. Most organizations that serve the public offer scholarships. Businesses offer scholarships to children of their employees. Many churches, community foundations, non-profit organizations, labor unions, chambers of commerce, military, fraternal, churches and charitable organizations have scholarship money for you. These local scholarship sources have fewer candidates, which gives you a better chance to win. Many colleges also offer full tuition academic scholarships. Your guidance counselor at high school and the financial aid director at any college will also suggest more scholarships.
Don’t be discouraged if the scholarship offers only a small amount of money. Many scholarships are renewable year after year if you keep your grades up. And you can accept as many scholarships as are offered, so that your cummulative scholarship money can be very substantial.
What are College Scholarship Matching Programs?
Scholarship matching programs do not award college scholarships and do not apply for scholarships on your behalf. What they do is provide a list of the names and addresses of scholarships that appear to match your profile. It is then up to you, the student, to contact the scholarship sponsor for current information and application materials. The college scholarship matching service does not complete the scholarship applications for the student, nor do they select the winning students.
Using College Scholarship Search Sites
The three largest , most comprehensive scholarship search sites are FREE. They are listed for you below. It takes only 5 to 10 minutes to search one of these databases. If you are committed to the scholarship process, search all three of the best databases. Filling out the online scholarship search request doesn’t take much time. Most students will get around 20 good matches from a free service. The scholarship matching service is free, because the sites make their money through advertising. You may receive ads by email, unless you specifically indicate that you don’t want them. Be on your lookout for scams. No legitimate scholarship source will ask you to pay a fee to obtain a college scholarship.
College Scholarship Scams
There are a lot of scams that prey on unsuspecting high school and college students. Don’t be lured into a scheme or duped by shysters. They describe their huge database of high-paying scholarships that no one else knows about. They practically guarantee you a college scholarship… But then you read the fine print. Or do you? Maybe you skip over the fine print, anxious and short of time. Instead, you pull out your credit card and buy an overpriced membership.
Do not waste your money on fee-based scholarship matching services. All college scholarship information is FREE. The companies, schools, governments and organizations that offer you scholarship money WANT you to know about it. There is NO secret treasure trove of college scholarship information.
Scholarship services sometimes overstate the number and value of the scholarships available in their database. When a scholarship service advertises a 94% success rate, they are describing their success in matching students against the database, NOT the number of students who receive money. There’s no way they can guarantee that you’ll win a college scholarship, because they have no control over the awards. Their guarantee only means that they’ll find a college scholarship that you can apply for.
Beware . If someone tells you that a scholarship is waiting for you, providing you pay them a small fee, it is unequivocally a scam.
The Best Free College Scholarship Search Sites
* FastWeb Scholarship Search. The FastWeb Scholarship Search is the largest, most accurate and most popular free scholarship search site, with more than 35 million registered users. It is also the most frequently updated and provides automatic email notification of new scholarships that match the student's profile. The FastWeb Scholarship Search was the first scholarship database available free on the web and is the most innovative and student-focused of all the scholarship search sites.
* College Board's FUND FINDER. The College Board's FUND FINDER scholarship database lists scholarships and other types of financial aid programs from 3,300 national, state, public and private sources. The database is updated annually.
* Scholarships.com LLC The Scholarships.com database has good list of awards and a fairly precise match, but sometimes it could contain out-of-date entries.
Local College Scholarship Programs
Your next step is to find the smaller scholarships and the local ones. To find small local awards that aren't listed in any book or database, look for notices posted on bulletin boards at your school's guidance office, the public library and outside the financial aid office at nearby colleges and universities. Check the newspaper, any local colleges and other high schools.
Early planning will give you a head start over other students. Any one of the tips here could be just what you need to win a free college scholarship.
www.quick-loans-guide.info
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Monday, November 1, 2010
Wednesday, August 18, 2010
Visa Letter of Invitation can get you Visa Easily to any country
A visa letter of invitation is a document that is often used to help a foreign citizen gain a tourist visa to enter another country. The letter is an invitation to visit from a relative or close friend who is a citizen or permanent resident of the country. The person issuing the invitation is often taking responsibility, including financial, for the foreigner for the duration of his visit.
Identification
A visa letter of invitation is an official document, often signed by the issuer in the presence of a notary public, that invites the receiver--a foreign citizen--to visit her. In the letter, the issuer states her personal relationship with the visa applicant as well as the purpose for the visit. It also often contains a guarantee that the issuer will be a host for the visitor and be responsible for his accommodation and travel expenses while in the country.
The person issuing the letter must also list her residence, as well as verification of her legal status in the country.
Significance
Although not always required as part of a visa application, a visa letter of invitation can often be a deciding factor in a government's decision to issue or not issue a visa. The letter of invitation is proof a visa applicant has a legitimate visiting interest in the country and gives the government assurances that one of its citizens is taking responsibility for the foreign visitor. Some countries--for example, Libya and Turkmenistan--require visa applicants to have a person (a host) issue a letter of invitation prior to issuing a tourist visa. Also, the United States will require letters of invitation for visa applicants from counties with which they do not maintain diplomatic relationships.
Time Frame
The foreign citizen wishing to visit a country should contact his relative in that country, asking whether she will write a visa letter of invitation. That letter, after being signed and notarized by the sponsor, should be sent to the visa applicant, who will then submit the letter with his application. The length of time between submitting the application and being granted a visa will depend on the country, but at a minimum the visa letter of invitation writing process should begin 6 months before the visit.
Benefits
In addition to the main benefit of increasing the likelihood a visa application will be approved, a visa letter of invitation can help an applicant meet portions of the entry requirements. For example, some countries require entrants have a return airplane ticket or a certain amount of money to enter the country. If a visa applicant cannot meet these requirements, a sponsor's guarantee of money or assistance can usually help satisfy the requirements.
This is particularly the case when parents travel overseas to visit children who have immigrated to a country. If the children are paying for the trip, this can be stated in the visa letter of invitation.
Warning
When submitted with a visa application, many countries consider a letter of invitation to be an official document. If a person falsifies or misrepresents a person or their relationship for the purpose of helping a foreign citizen obtain an entry visa, she has broken the law. Visa letters of invitation should only be written when the issuer has a genuine relationship with the person requesting it
www.quick-loans-guide.info
Identification
A visa letter of invitation is an official document, often signed by the issuer in the presence of a notary public, that invites the receiver--a foreign citizen--to visit her. In the letter, the issuer states her personal relationship with the visa applicant as well as the purpose for the visit. It also often contains a guarantee that the issuer will be a host for the visitor and be responsible for his accommodation and travel expenses while in the country.
The person issuing the letter must also list her residence, as well as verification of her legal status in the country.
Significance
Although not always required as part of a visa application, a visa letter of invitation can often be a deciding factor in a government's decision to issue or not issue a visa. The letter of invitation is proof a visa applicant has a legitimate visiting interest in the country and gives the government assurances that one of its citizens is taking responsibility for the foreign visitor. Some countries--for example, Libya and Turkmenistan--require visa applicants to have a person (a host) issue a letter of invitation prior to issuing a tourist visa. Also, the United States will require letters of invitation for visa applicants from counties with which they do not maintain diplomatic relationships.
Time Frame
The foreign citizen wishing to visit a country should contact his relative in that country, asking whether she will write a visa letter of invitation. That letter, after being signed and notarized by the sponsor, should be sent to the visa applicant, who will then submit the letter with his application. The length of time between submitting the application and being granted a visa will depend on the country, but at a minimum the visa letter of invitation writing process should begin 6 months before the visit.
Benefits
In addition to the main benefit of increasing the likelihood a visa application will be approved, a visa letter of invitation can help an applicant meet portions of the entry requirements. For example, some countries require entrants have a return airplane ticket or a certain amount of money to enter the country. If a visa applicant cannot meet these requirements, a sponsor's guarantee of money or assistance can usually help satisfy the requirements.
This is particularly the case when parents travel overseas to visit children who have immigrated to a country. If the children are paying for the trip, this can be stated in the visa letter of invitation.
Warning
When submitted with a visa application, many countries consider a letter of invitation to be an official document. If a person falsifies or misrepresents a person or their relationship for the purpose of helping a foreign citizen obtain an entry visa, she has broken the law. Visa letters of invitation should only be written when the issuer has a genuine relationship with the person requesting it
www.quick-loans-guide.info
Monday, August 16, 2010
BAREA COLLEGE USA IS TUITION FREE ALSO APPLIES TO INTERNATIONAL STUDENT
TUITION FREE UNIVERSITY IN USA Kentucky
Berea Graduates Make Remarkable Impacts
Everyone who graduates from Berea College leaves with something unique to offer. Throughout the history of Berea, graduates have made some stunning contributions to the world. Have you ever celebrated Black History Month? Have you ever used a touch screen device? Have you read the National Book Foundation’s selections for 2009? If so, you have experienced the work of a Berea graduate.
Carter G. Woodson, known as the “Father of Black History”, graduated from Berea College in 1903. He helped found the Association for the Study of Negro Life and History which publishes the Journal of African American History, taught at Howard University, and founded the oldest African American owned publishing company. His most famous contribution to the world was establishing the first Negro History Week in 1926, which later became Black History Month. Woodson devoted his life to studying African American contributions to the world and believed that understanding Black history would help to conquer racism.
Apply for September Entry Now
www.berea.edu
Good luck in your admission
www.studentloansplace.co.cc
Berea Graduates Make Remarkable Impacts
Everyone who graduates from Berea College leaves with something unique to offer. Throughout the history of Berea, graduates have made some stunning contributions to the world. Have you ever celebrated Black History Month? Have you ever used a touch screen device? Have you read the National Book Foundation’s selections for 2009? If so, you have experienced the work of a Berea graduate.
Carter G. Woodson, known as the “Father of Black History”, graduated from Berea College in 1903. He helped found the Association for the Study of Negro Life and History which publishes the Journal of African American History, taught at Howard University, and founded the oldest African American owned publishing company. His most famous contribution to the world was establishing the first Negro History Week in 1926, which later became Black History Month. Woodson devoted his life to studying African American contributions to the world and believed that understanding Black history would help to conquer racism.
Apply for September Entry Now
www.berea.edu
Good luck in your admission
www.studentloansplace.co.cc
who is a co-signer?
A co-signer is someone who signs on the loan documents with you. From the bank or other lender"s perspective, if you return to your home country and never repay the loan, the bank or other lender has someone else they can look to in order to get repaid. Basically the co-signer is a co-borrower with you, equally responsible for repayment of the loan but they don"t have to pay anything if the borrower pays everything back as agreed. The loan will show up on the co-signer"s credit report.
The co-signer needs to be either a US citizen or a US permanent resident (green card holder). Other visa types (H visas, A visas, etc.) are not acceptable, as those visas end and the bank or other lender assumes (rightly or wrongly) that the visa holder will return to their home country and therefore not be around to repay the loan, if it becomes necessary. The co-signer also needs to have a good credit history - the better the co-signer"s credit, the better the interest rate you get and the less interest you pay over the life of the loan.
The co-signer does not need to be related to you (although people often ask family or close friends to co-sign) and they do not need to live in the same state as you attend school.
Although they need good credit and good income history, a co-signer does not need to pledge any property or other collateral - simply their signature and their good name.
http://www.quick-loans-guide.info/
The co-signer needs to be either a US citizen or a US permanent resident (green card holder). Other visa types (H visas, A visas, etc.) are not acceptable, as those visas end and the bank or other lender assumes (rightly or wrongly) that the visa holder will return to their home country and therefore not be around to repay the loan, if it becomes necessary. The co-signer also needs to have a good credit history - the better the co-signer"s credit, the better the interest rate you get and the less interest you pay over the life of the loan.
The co-signer does not need to be related to you (although people often ask family or close friends to co-sign) and they do not need to live in the same state as you attend school.
Although they need good credit and good income history, a co-signer does not need to pledge any property or other collateral - simply their signature and their good name.
http://www.quick-loans-guide.info/
Friday, August 13, 2010
US News and World Report Releases Annual Ranking of US Colleges and Universities
Each year, US News and World Report ranks thousands of US colleges and universities based on a number of factors, school input and research. Although many critics continue to attack rankings in general and the US News approach in particular, there is no doubt that it is the most influential of all college rankings. (See our previous blog posts discussing problems with college rankings and an alternate approach to college ranking.)
Today, US News released their new rankings. Harvard and Stanford tied for number one overall among US business schools, while Thunderbird Global School of Management took top honors in the International speicalty among US business schools. MIT was tops for engineering graduate schools; Yale for law school; Harvard for medical school – research, and the University of Washington (Seattle) for medical school – primary care.
For national undergraduate university rankings, Harvard and Princeton tied for top honors.
Many of the top names will be familiar to international students; however, there are many other categories of rankings that showcase excellent schools that may not be so well known around the world. For instance, Bowdoin College and Pomona College are tied for 6th in the Liberal Arts category – excellent, well-respected schools in the US, but not as well known internationally; and St. Mary’s College of Maryland and New College of Florida are ranked 4th and 5th among public liberal arts schools.
To see all of the rankings and data, visit www.USNews.com/rankings.
www.internationalstudentsloans.net
Schools Awarding Financial Aid
The Best Colleges and Universities
US Schools That Offer Need-Blind Admission to International Students - under a need-blind admissions policy, a college or university will admit students regardless of their ability to pay, and for any students that cannot afford the pricetag, the university awards scholarships and other institutional aid to make up the difference. There are now eight US schools that offer need-blind admissions to international students - Amherst College is the most recent to join this elite group, for school year 2008/2009. Basically, if you can get in, you can afford to go - they are:
MIT, Massachusetts Institute of Technology in Massachusetts
Harvard University in Massachusetts
Princeton University in New Jersey
Yale University in Connecticut
Williams College in Massachusetts
Middlebury College in Vermont
Dartmouth College in New Hampshire
Amherst College in Massachusetts
If you would like to learn more about these schools InternationalStudent.com offers a free school search that will allow you to find out more information about the school. The school directory will allow you to search by state, you can then locate your school - from there you will be given the main school website and related department websites.
also search this site powered by google
www.studentloansplace.co.cc
Sources of Funds for International Students in the US
Each year, the Institute of International Education publishes the Open Doors Report, packed full of information about international students in the US, US students abroad and trends in international education.
One of the tables I check out each year is the Primary Source of Funds table. This shows the primary source of education funding for international students in the US, and it really has not changed much over the past five years. The online table is great, and shows that most international students at US colleges and universities still must rely on their own funds to pay for their education — like family funds, loans and savings.
But the printed report is even better, as it breaks the data down by academic level. IIE just released the full printed 2009 Open Doors Report, and the data shows that the overwhelming majority (81.9%) of international undergraduates in the US are self-funded, while less than half (48.8%) of international graduate students cite personal and family funds as their primary source of funding.
The next set of numbers shows how those graduate students are funding their education – with help from their school. 43.3% of international graduates receive their primary funding from their US College or University, while the number is only 9.1% for undergraduates.
Here’s the full data table from the 2009 Open Doors Report showing the primary source of funds for international undergraduate and graduate students in the US:
Primary Source of Funds % undergraduate % graduate
Personal & Family 81.9 48.8
U.S. College or University 9.1 43.3
Home Government/University 3.9 3.1
U.S. Government 0.3 0.8
U.S. Private Sponsor 1.4 0.9
Foreign Private Sponsor 2.1 1
International Organization 0.1 0.3
Current Employment 0.2 1
Other Sources 1 0.8
Total 100 100
Graduate students are much more likely to receive financial assistance from their school, often in the form of assistantships, research grants, etc., whereas very few undergraduates receive any form of aid from their school. This information is quite helpful as you set expectations about how to pay for an international education. There are scholarships for undergraduates, but far fewer than the financing opportunities available to graduate students.
www.studentloansplace.co.cc
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